Dealing in securities by a company secretary

CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861

DEALING IN SECURITIES BY A COMPANY SECRETARY

In compliance with paragraphs 3.63 to 3.74 of the JSE Limited
("JSE") Listings Requirements, the following information relating
to the dealing in securities by a Company Secretary is disclosed:

NAME OF COMPANY SECRETARY            YM Mouton

COMPANY OF WHICH SHE IS THE          Capitec Bank Holdings Limited
COMPANY SECRETARY

NATURE OF TRANSACTION                Exercise of options through
                                     net equity settlement
                                     (off-market transactions)

CLASS AND TYPE OF SECURITIES         Options to acquire ordinary
                                     shares

DATE OF TRANSACTION                  9 October 2025

NUMBER OF OPTIONS EXERCISED          201

NUMBER OF ORDINARY SHARES ACQUIRED   83
AS A RESULT OF NET EQUITY
SETTLEMENT

OPTION STRIKE PRICE (RAND)           R 911.63

STRIKE DATE OF OPTIONS               28 September 2025

PERIOD OF EXERCISE                   Participants have a nine-
                                     month period from the strike
                                     date during which options can
                                     be exercised

NATURE AND EXTENT OF THE COMPANY     Direct, beneficial
SECRETARY'S INTEREST IN THE
TRANSACTION

Clearance to deal in the above securities was obtained in
accordance with paragraph 3.66 of the JSE Listings Requirements.

10 October 2025
Stellenbosch

Sponsor
PSG Capital

Date: 10-10-2025 05:30:00
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