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Mon 8 Sep 2003, 15:40 DIRECTORS SHARE DEALINGS
CAPITEC BANK HOLDINGS LIMITED - DIRECTORS SHARE DEALINGS                        
  CAPITEC BANK HOLDINGS LIMITED                                                   
  Registration number: 1999/025903/06                                             
  Share Code: CPI                                                                 
  ISIN Number: ZAE000035861                                                       
  ("Capitec")                                                                     
  DIRECTORS SHARE DEALINGS                                                        
  In accordance with the requirements of paragraph 3.72 to 3.75 of the JSE        
  Securities Exchange South Africa Listing Requirements, the following should be  
  noted:                                                                          
  1) Director                             : Chris Adriaan Otto                    
  Director(Executive/Non-executive)    : Non-Executive                         
     Date of transaction                  : 2 June 2003                           
     Nature of trade                      : Purchase                              
     Number of shares purchased           : 2 500                                 
  Cents per share                      : 395c                                  
     Purchase Price                       : R9 875.00                             
     Class of shares                      : Ordinary                              
     Nature and extent of interest in     : Indirect non beneficial               
  transactions                           (Dealing by an associate)             
  2)  Director                            : Chris Adriaan Otto                    
      Director(Executive/Non-executive)   : Non-Executive                         
      Date of transaction                 : 2 June 2003                           
  Nature of trade                     : Purchase                              
      Number of shares purchased          : 175                                   
      Cents per share                     : 400c                                  
      Purchase Price                      : R700.00                               
  Class of shares                     : Ordinary                              
      Nature and extent of interest in    : Indirect non beneficial               
      transactions                          (Dealing by an associate)             
  3)  Director                            : Chris Adriaan Otto                    
  Director(Executive/Non-executive)   : Non-Executive                         
      Date of transaction                 : 17 June 2003                          
      Nature of trade                     : Allocation                            
      Number of shares purchased          : 247                                   
  Cents per share                     : 420c                                  
      Purchase Price                      : R1 037.40                             
      Class of shares                     : Ordinary                              
      Nature and extent of interest in    : Indirect non beneficial               
  transactions                          (Dealing by an associate-             
                                            capitalization issue as               
                                            at closing price)                     
  Date: 08/09/2003 03:26:06 PM Produced by the JSE SENS Department                
                                                                                  
                                                                                  
                                                                                  
  
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