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Tue 3 Feb 2004, 11:06 DEALING IN SHARES BY A DIRECTOR
CAPITEC BANK HOLDINGS LIMITED - DEALING IN SHARES BY A DIRECTOR                 
  CAPITEC BANK HOLDINGS LIMITED                                                   
  Registration number: 1999/025903/06                                             
  Share Code: CPI                                                                 
  ISIN Number: ZAE000035861                                                       
  ("Capitec")                                                                     
  DEALING IN SHARES BY A DIRECTOR                                                 
  In accordance with the JSE Securities Exchange South Africa Listing             
  Requirements, the following should be noted:                                    
  Director                        :   MS du P le Roux                             
  Executive/Non-executive         :   Executive                                   
  Date of transaction             :   2 February 2004                             
  Type of Securities              :   Ordinary Shares                             
  Nature of transaction           :   Distributions in terms of trust deed        
  Number of shares                :   10 000                                      
  Cents per share                 :   N/A                                         
  Total rand value of securities  :   N/A                                         
  Nature and extent of interest                                                   
  in transactions                 :   Indirect / Non-Beneficial                   
  Confirmation that clearance                                                     
  has been given in terms of                                                      
  paragraph 3.66                  :   Yes                                         
  Date of confirmation            :   30 January 2004                             
  Date: 03/02/2004 11:01:04 AM Produced by the JSE SENS Department                
                                                                                  
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