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Fri 20 Feb 2004, 16:54 DEALING IN SECURITIES BY DIRECTORS
CAPITEC BANK HOLDINGS LIMITED - DEALING IN SECURITIES BY DIRECTOR               
CAPITEC BANK HOLDINGS LIMITED                                                   
Registration number: 1999/025903/06                                             
JSE Share Code: CPI                                                             
ISIN Number: ZAE000035861                                                       
("Capitec")                                                                     
DEALING IN SECURITIES BY DIRECTORS                                              
In accordance with the JSE Securities Exchange South Africa Listing             
Requirements, the following should be noted:                                    
Name Of Director/Company Secretary:    CG van Schalkwyk                         
Company Of Which I Am A Director:      Capitec Bank Holdings Limited            
Executive/Non-Executive:               Company Secretary                        
Type Of Securities:                    Options                                  
Class Of Securities:                   Ordinary                                 
Date Of Transaction:                   20 February 2004                         
Cents:                                 500c                                     
Number Of Securities Transacted:       17 556                                   
Total Rand Value Of Securities:        R87 780.00                               
Nature Of Transaction:                 Exercise of options                      
Nature And Extent Of Director"s                                                 
Interest In The Transaction:           Indirect/Non-Beneficial                  
Confirmation That Clearance Has                                                 
Been Given In Terms Of Paragraph 3.66  Yes                                      
Date Of Confirmation                   20 February 2004                         
Date: 20/02/2004 04:51:02 PM Supplied by www.sharenet.co.za                     
Produced by the JSE SENS Department                                             
                                                                                
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