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Mutual & Federal - Change To The Board Of Directors                             
  MUTUAL & FEDERAL INSURANCE COMPANY LIMITED                                      
  (Incorporated in the Republic of South Africa)                                  
  (Registration number 1970/006619/06)                                            
  Share code: MAF     ISIN No: ZAE000010823                                       
  (`Mutual & Federal`)                                                            
  CHANGE TO THE BOARD OF DIRECTORS                                                
  In compliance with section 3.59 of the JSE Securities Exchange South Africa     
  Listings Requirements, notification is hereby given that Mr Robert Michael Head 
  has been appointed as a non-executive director of Mutual & Federal with effect  
  from 1 September 2004.                                                          
  Mr Head is Group HR and Strategy director of Old Mutual plc.                    
  Johannesburg                                                                    
  18 August 2004                                                                  
  Sponsor                                                                         
  Nedbank Capital                                                                 
  Date: 18/08/2004 10:39:05 AM Produced by the JSE SENS Department

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