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Mon 22 Nov 2004, 16:14 Dealing In Securities By A Director
Capitec Bank Holdings Limited - Dealing In Securities By A Director             
CAPITEC BANK HOLDINGS LIMITED                                                   
Registration number:  1999/025903/06                                            
Share Code:    CPI                                                              
ISIN Number:  ZAE000035861                                                      
(`Capitec`)                                                                     
In compliance with rules 3.63 to 3.74 of the JSE Listings Requirements, the     
following information is disclosed:                                             
 NAME OF DIRECTOR                    JF Mouton                                  
 COMPANY OF WHICH I AM A DIRECTOR    Capitec Bank Holdings Limited              
 STATUS :  EXECUTIVE/NON-EXECUTIVE   Non-executive                              
TYPE OF SECURITIES                  Shares                                     
 CLASS OF SECURITIES                 Ordinary                                   
 DATE OF TRANSACTION                 22 November 2004                           
 CENTS PER SHARE (Average)           230                                        
NUMBER OF SECURITIES TRANSACTED     17 052                                     
 TOTAL RAND VALUE OF SECURITIES      R39 220                                    
 NATURE OF TRANSACTION               Payment of purchase price in terms         
                                     of a share incentive trust. The            
shares were acquired as a result           
                                     of the unbundling by PSG Group             
                                     Limited of its shareholding in             
                                     Capitec                                    
NATURE AND EXTENT OF INTEREST IN    Direct / beneficial                        
 THE TRANSACTION                                                                
 CONFIRMATION THAT CLEARANCE HAS     Yes                                        
 BEEN GIVEN IN TERMS OF PARAGRAPH                                               
3.66                                                                           
 DATE OF CONFIRMATION                22 November 2004                           
Sponsor                                                                         
PSG Capital Limited
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