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Tue 4 Jan 2005, 14:36 APPOINTMENT OF A DIRECTOR
CAPITEC BANK HOLDINGS LIMITED - APPOINTMENT OF A DIRECTOR                       
CAPITEC BANK HOLDINGS LIMITED                                                   
Registration number:  1999/025903/06                                            
Share Code:    CPI                                                              
ISIN Number:  ZAE000035861                                                      
APPOINTMENT OF A DIRECTOR                                                       
Mr Desmond Lockey has been appointed as a non-executive director of Capitec Bank
Holdings Limited and Capitec Bank Limited with effect from 23 December 2004. Mr 
Lockey is the CEO of Arch Equity Limited and is also a director of various other
companies.                                                                      
Sponsor                                                                         
PSG Capital Limited
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