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Fri 7 Jan 2005, 13:55 DEALING IN SECURITIES BY A DIRECTOR
CAPITEC BANK HOLDINGS LIMITED - DEALING IN SECURITIES BY A DIRECTOR             
CAPITEC BANK HOLDINGS LIMITED                                                   
(Registration number:  1999/025903/06)                                          
Share Code:   CPI                                                               
ISIN Number:  ZAE000035861                                                      
DEALING IN SECURITIES BY A DIRECTOR                                             
In compliance with rules 3.63 to 3.74 of the JSE Listings Requirements, the     
following information is disclosed:                                             
 NAME OF COMPANY SECRETARY         CG van Schalkwyk                             
 COMPANY OF WHICH I AM A COMPANY   Capitec Bank Holdings Limited                
 SECRETARY                                                                      
STATUS :  EXECUTIVE/NON-          Company Secretary                            
 EXECUTIVE                                                                      
 TYPE OF SECURITIES                Shares                                       
 CLASS OF SECURITIES               Ordinary                                     
DATE OF TRANSACTION               7 January 2005                               
 CENTS PER SHARE                   142                                          
 NUMBER OF SECURITIES TRANSACTED   129 970                                      
 TOTAL RAND VALUE OF SECURITIES    R184 557                                     
NATURE OF TRANSACTION             Exercise of options                          
 NATURE AND EXTENT OF INTEREST IN  Indirect / non-beneficial                    
 THE TRANSACTION                                                                
Clearance to deal in these securities was obtained in accordance with Rule 3.66 
of the JSE Listings Requirements.                                               
Sponsor                                                                         
PSG Capital Limited                                                             
Date: 07/01/2005 01:53:01 PM         
Produced by the JSE SENS Department
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