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Tue 11 Jan 2005, 17:19 DEALING IN SECURITIES BY A DIRECTOR
CAPITEC BANK HOLDINGS LIMITED - DEALING IN SECURITIES BY A DIRECTOR             
CAPITEC BANK HOLDINGS LIMITED                                                   
Registration number:  1999/025903/06                                            
Share Code:    CPI                                                              
ISIN Number:  ZAE000035861                                                      
DEALING IN SECURITIES BY A DIRECTOR                                             
In compliance with rules 3.63 to 3.74 of the JSE Listings Requirements, the     
following information is disclosed:                                             
 NAME OF DIRECTOR                           AP du Plessis                       
 COMPANY OF WHICH I AM A DIRECTOR           Capitec Bank Holdings Limited       
 STATUS :  EXECUTIVE/NON-EXECUTIVE          Executive                           
TYPE OF SECURITIES                         Shares                              
 CLASS OF SECURITIES                        Ordinary                            
 DATE OF TRANSACTION                        10 January 2005                     
 CENTS PER SHARE                            142                                 
NUMBER OF SECURITIES TRANSACTED            129 970                             
 TOTAL RAND VALUE OF SECURITIES             R184 557,40                         
 NATURE OF TRANSACTION                      Exercise of options                 
 NATURE AND EXTENT OF INTEREST IN THE       Indirect / Beneficial               
TRANSACTION                                                                    
Clearance to deal in these securities was obtained in accordance with Rule 3.66 
of the JSE Listings Requirements.                                               
Sponsor                                                                         
PSG Capital Limited                                                             
11 January  2005
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