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Creditvision Holdings Limited - Further Cautionary Announcement                 
CREDITVISION HOLDINGS LIMITED                                                   
(Formerly Nova Education and Technology Holdings Limited)                       
(Incorporated in the Republic of South Africa)                                  
(Registration number 1998/006957/06)                                            
Share code: CDT   ISIN:  ZAE000053492                                           
(`Creditvision` or `the Company`)                                               
FURTHER CAUTIONARY ANNOUNCEMENT                                                 
Further to the cautionary announcement dated 10 August 2004, shareholders are   
advised that Creditvision is still involved in negotiations, which if           
successfully concluded, may have an effect on the price at which Creditvision`s 
securities trade on the JSE Securities Exchange South Africa.  Shareholders are 
accordingly advised to continue exercising caution when dealing in the Company`s
securities until a further announcement is made.                                
5 November 2004                                                                 
Sponsor                                                                         
Exchange Sponsors                                                               

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